Late payments and unpaid invoices can have a serious financial impact on individuals and businesses alike. At Grant Saw Solicitors, our experienced debt recovery solicitors, based in Greenwich, Blackheath and across the South East are ready to help you recover money owed to you quickly, efficiently and cost-effectively.
Our team handles straightforward and complex debt recovery matters, providing clear advice on the best steps to take and ensuring you achieve the strongest possible outcome.
County Court claims for debt recovery
While strong credit control procedures help prevent issues, formal legal action is sometimes necessary. Our debt recovery solicitors can:
- Issue a County Court Claim on your behalf
- Pursue repayment through the formal court process
- Use the claim to apply pressure on the debtor to settle, as a County Court Judgment (CCJ) can damage their credit rating
In many cases, issuing a claim is enough to encourage prompt repayment.
County Court Judgments (CCJs)
If your claim succeeds, the court will grant a County Court Judgment, requiring the debtor to pay the outstanding sum, plus applicable interest and some legal costs depending on the value of the claim. If they fail to pay within 30 days, the CCJ will remain on their credit record for six years.
If the debtor still refuses to pay, our solicitors will advise you on the most effective enforcement options, including:
- Bailiff or High Court Enforcement Officers
- Charging orders
- Attachment of earnings
- Third-party debt orders.
Insolvency action in debt recovery
If the debtor is based in England or Wales and does not dispute the debt, insolvency proceedings may be appropriate. Our debt recovery team can assist with:
- Statutory demands
- Winding-up petitions for companies (debts over £750)
- Bankruptcy petitions for individuals (debts over £5,000)
This can be a powerful tool where the debtor has assets or is refusing to engage.
How our debt recovery solicitors can help
We provide a comprehensive range of debt recovery services, including:
- Drafting official debt recovery letters, letters before action, claim forms and particulars of claim
- Engaging in settlement negotiations and agreements
- Using alternative dispute resolution where appropriate
- Drafting trading terms and conditions to strengthen future protection
- Advising on late or non-paying clients or customers
- Enforcing County Court Judgments
- Drafting and serving statutory demands
- Issuing winding-up petitions and bankruptcy petitions
Our debt recovery team is accredited by Lexcel, the Law Society’s quality mark for excellence in client care, compliance and practice management.
Contact our debt recovery solicitors
If you need help recovering unpaid debts or enforcing a CCJ, our experienced team is here to assist. For more information, please email us or call us on 020 8858 6971.
