Insights

One of the most overlooked provisions in the UK Finance Mortgage Lenders' Handbook is the requirement for a suitable new build warranty or professional consultant’s certificate where a property has been converted or substantially altered.

Why the Permitted Use Clause Matters for Growing Industrial and Logistics Businesses.

A section 106 agreement can have a significant impact on the viability, cost and timing of a development site. If you are buying land for development, it is important to understand not only whether planning permission has been granted, but also what obligations come with it. A site that appears development-ready can carry substantial financial and practical commitments that affect your project long after completion.

Commercial property repairs can result in significant and unexpected costs. Under a full repairing and insuring lease, a tenant may be responsible for those costs even where the defect existed before the lease was granted or was not caused by the tenant. 

Energy-efficiency works can benefit both landlords and tenants, but they can also result in cost, disruption and disagreement over who should arrange and pay for them. The EPC rules for commercial property provide the regulatory background, while the lease determines the practical rights and responsibilities between the parties.

As the cost of private education continues to rise, particularly following the introduction of VAT on school fees in January 2025, many grandparents are looking for ways to support their grandchildren whilst also undertaking sensible in inheritance tax planning, and trusts for grandchildren are increasingly part of that conversation.